# Plutus Business Finance

> UK trade and supplier finance broker. Access 100+ specialist lenders for stock finance, supplier payments, invoice finance and revolving credit. Facilities from £100k to £25m+.

## Key Facts

- **Specialism:** Trade finance, supplier finance, invoice finance, revolving credit and HMRC tax funding for UK businesses.
- **Lender panel:** 100+ specialist lenders, including high-street banks, alternative lenders and fintechs.
- **Facility range:** £100k to £25m+ for stock, trade, import and invoice finance.
- **Invoice advance:** Up to 99% of invoice value, typically within 24 hours.
- **Supplier finance:** £50k to £5m, with terms up to 180 days or spread across 12 monthly instalments.
- **Revenue-based finance:** £10k to £2m for businesses with consistent card revenue.
- **HMRC tax funding:** VAT and Corporation Tax bills spread over 3 to 12 months.
- **Sectors:** Importers, exporters, wholesalers, distributors, manufacturers, e-commerce, construction and fitout.
- **Track record:** £350M+ of funding structured over 10+ years.
- **Recognition:** 8× industry recognised service.
- **How we work:** We introduce businesses to lenders and are paid by lender commission, not by the client.
- **Key person:** Declan Burton-Clark, Director & Trade Finance Specialist.
- **Website:** https://plutusfinance.co
- **Contact:** https://plutusfinance.co/contact

## Pages

- [Home](/): Trade and supplier finance broker overview.
- [About](/about): About Plutus Business Finance and Declan Burton-Clark.
- [Contact](/contact): Get in touch for a quote.
- [FAQs](/faqs): Frequently asked questions.
- [Reviews](/reviews): Trustpilot reviews and client feedback.

## Solutions

- [Stock & Trade Finance](/solutions/stock-finance): Fund stock purchases and pay overseas suppliers upfront. £100k to £25m+.
- [Trade Finance](/solutions/trade-finance): Pay suppliers, repay when you sell. Up to 180 days or 12 monthly instalments.
- [Import Finance](/solutions/import-finance): Pay overseas suppliers upfront and repay once stock sells. £100k to £25m+.
- [Supplier Finance](/solutions/supplier-finance): Delay supplier payments or spread costs over 3–12 months. £50k to £5m.
- [Invoice Finance](/solutions/invoice-finance): Release up to 99% of unpaid invoice values within 24 hours.
- [Revenue Based Finance](/solutions/revenue-based-finance): Flexible funding linked to monthly revenue. £10k to £2m.
- [Machine Import Finance](/solutions/machine-import-finance): Structured trade finance for equipment and machinery imports.
- [HMRC Funding](/solutions/hmrc-funding): Spread VAT and Corporation Tax bills over 3 to 12 months.

## Industries

- [Manufacturing](/industries/manufacturing)
- [Wholesale & Distribution](/industries/wholesale)
- [Importers & Exporters](/industries/importers-exporters)
- [E-commerce](/industries/ecommerce)
- [Construction & Fitout](/industries/construction)

## Case Studies

- [Case Studies overview](/case-studies): Anonymised examples of structured deals across trade, stock, invoice and supplier finance.

## Partners

- [Partners overview](/partners): Who we work with.
- [Accountants](/partners/accountants)
- [FX Brokers](/partners/fx-brokers)
- [Commercial Finance Brokers](/partners/commercial-brokers)
- [Mortgage Brokers](/partners/mortgage-brokers)
- [CFOs](/partners/cfos)
- [Lenders](/partners/lenders)
- [Overseas Suppliers](/partners/overseas-suppliers)

## Calculators

- [Calculators overview](/calculators)
- [Payment Delay Calculator](/calculators/payment-delay)
- [Invoice Finance Calculator](/calculators/invoice-finance)
- [Revenue Finance Calculator](/calculators/revenue-finance)
- [Supplier Instalment Calculator](/calculators/supplier-instalments)
- [Debtor Finance Calculator](/calculators/debtor-finance)
- [Term Loan Calculator](/calculators/term-loan)
- [HMRC Funding Calculator](/calculators/tax-funding)

## Cash Flow Guides

- [Business Cash Flow Finance](/business-cash-flow-finance): Hub comparing every working capital option for UK businesses.
- [Pay a supplier before your customer pays you](/pay-supplier-before-customer-pays)
- [Trade finance vs invoice finance](/trade-finance-vs-invoice-finance)
- [UK trade finance broker](/uk-trade-finance-broker)
- [Bank turned down working capital](/bank-turned-down-working-capital)
- [Fund a stock purchase without draining cash](/fund-stock-purchase-without-draining-cash)
- [Food importer finance](/food-importer-finance): Funding for UK food and drink importers paying overseas suppliers ahead of retail payment terms.
- [Construction stock & materials finance](/construction-stock-finance): Funding materials, plant and fit-out packages ahead of certified valuations.
- [E-commerce supplier & stock finance](/ecommerce-supplier-finance): Funding inventory and peak season orders for UK online retailers.

## Government Schemes

- [Growth Guarantee Scheme](/growth-guarantee-scheme): What the GGS actually is, what it covers, and how it works for UK businesses.

## Optional

- [Blog](/blog)
- [Privacy Policy](/privacy-policy)
- [Terms & Conditions](/terms-conditions)
- [Cookies Policy](/cookies-policy)